TERMS OF USE

TABLE OF CONTENTS
1. Acceptance of Terms
2. No Advisory Relationship Created
3. Information Accuracy & Limitations
4. Intellectual Property Rights
5. Limitation of Liability & Disclaimer of Warranties
6. Indemnification
7. Third-Party Links & Content
8. Privacy & Data Protection
9. Jurisdictional & Regulatory Matters
10. User Conduct & Prohibited Uses
11. Submissions & Communications
12. Severability & Waiver
13. Entire Agreement
14. Changes to Terms
15. Contact Information
16. Interpretation


1. ACCEPTANCE OF TERMS
By accessing or using this website (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these terms, you must discontinue use of this Site immediately.
These Terms of Use apply to all visitors, users, and others who access or use the Site, whether casual browsers or prospective clients.
Forvânt Strategy Inc. ("Forvânt," "we," "us," or "our") reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the Site following any changes constitutes acceptance of those changes. It is your responsibility to review these terms periodically.


2. NO ADVISORY RELATIONSHIP CREATED
2.1 General Information Only
The information provided on this Site is for general educational and informational purposes only and does not constitute professional advice of any kind. This includes but is not limited to: Investment advice or recommendations, Financial planning or analysis, Legal counsel or opinions, Strategic business advice, Tax guidance, Risk assessments or due diligence.
2.2 No Client Relationship
Use of this Site does not create an advisory, consulting, fiduciary, or client relationship between you and Forvânt Strategy Inc. Viewing our materials does not make you a client. Downloading resources does not establish an engagement. Submitting inquiries does not create contractual obligations. No advisory relationship exists unless formalized through a signed written agreement.
2.3 Not a Substitute for Professional Counsel
The content on this Site should not be used as a substitute for professional advice tailored to your specific circumstances. You should not make any decision or take any action based solely on information from this Site without consulting qualified professional advisors who can evaluate your particular situation.
2.4 No Fiduciary Duty
Nothing on this Site creates a fiduciary duty between Forvânt Strategy Inc. and any visitor or user. We do not owe any duty of care, loyalty, or confidentiality to Site visitors unless such duties are explicitly established through a formal written engagement agreement.


3. INFORMATION ACCURACY & LIMITATIONS
3.1 No Guarantee of Accuracy
Forvânt Strategy Inc. makes no representations or warranties regarding the accuracy, completeness, timeliness, reliability, or currency of any information on this Site.
The Site may contain: Errors, inaccuracies, or omissions; Outdated information; Incomplete data or analysis; Inconsistencies between different sections or materials; Simplified or generalized explanations of complex topics.
3.2 Information May Become Outdated
Markets, regulations, technologies, and geopolitical conditions change rapidly. Information that was accurate when published may become outdated, incomplete, or inapplicable over time. We are under no obligation to update Site content, and the presence of information on the Site does not indicate its current validity.
3.3 Hypothetical Examples & Case Studies
Examples, case studies, scenarios, and illustrations presented on this Site may be: Simplified for educational purposes; Hypothetical or composite representations; Based on historical conditions that may not repeat; Not representative of typical outcomes.
Past results, examples, or case studies do not predict or guarantee future performance, outcomes, or results.
3.4 Forward-Looking Statements
This Site may contain forward-looking statements regarding market trends, economic conditions, technological developments, or strategic opportunities. Such statements are subject to significant risks, uncertainties, and assumptions. Actual results may differ materially from any projections or expectations expressed or implied on this Site.
3.5 Geographic and Jurisdictional Limitations
Information on this Site may not be applicable in all geographic regions or jurisdictions. Legal, regulatory, tax, and market conditions vary significantly across countries and regions. You are responsible for determining whether any information or service offering is appropriate and lawful in your jurisdiction.


4. INTELLECTUAL PROPERTY RIGHTS
4.1 Copyright Notice
All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, software, designs, and the compilation thereof (collectively, "Content"), is the exclusive property of Forvânt Strategy Inc. or its content suppliers and is protected by United States and international copyright laws.
© [Year] Forvânt Strategy Inc. All rights reserved.
4.2 RIISE™ Framework — Proprietary Intellectual Property
The RIISE™ Framework and RIISE Framework™ — including their methodology, structure, terminology, sequential architecture (Research → Insights → Investments → Strategy → Execution), diagrams, analytical models, and any related documentation or works — are proprietary intellectual property owned by Alexander M. Massoud and licensed exclusively to Forvânt Strategy Inc.
Both RIISE™ and RIISE Framework™ are trademarks owned by Alexander M. Massoud. Forvânt Strategy Inc. is authorized to use these marks under exclusive license and to enforce protections against unauthorized use, infringement, or misappropriation.
4.3 Exclusive License Arrangement
The RIISE™ Framework is used by Forvânt Strategy Inc. under an exclusive license from Alexander M. Massoud. This exclusive license grants Forvânt Strategy Inc. the sole right to: Apply the RIISE™ Framework in client engagements; Create derivative works, training materials, and analytical models based on the framework; Display, reference, and market services utilizing the framework; Enforce intellectual property rights against unauthorized use or infringement.
No rights to use, reference, or create works based on the RIISE™ Framework are granted to third parties through this Site. All intellectual property rights remain with Alexander M. Massoud, with enforcement rights jointly held by the owner and exclusive licensee.
4.4 Limited License to View
Subject to your compliance with these Terms of Use, Forvânt Strategy Inc. grants you a limited, non-exclusive, non-transferable, revocable license to access and view the Content on this Site solely for your personal evaluation and reference purposes.
This license does not permit you to: Download, copy, reproduce, or distribute Content (except as expressly permitted); Modify, adapt, translate, or create derivative works; Use Content for commercial purposes; Remove or alter any copyright, trademark, or proprietary notices; Frame or mirror any portion of the Site; Use automated systems (bots, scrapers, crawlers) to access the Site.
4.5 Trademark Notice
RIISE™ and RIISE Framework™ are trademarks owned by Alexander M. Massoud and used by Forvânt Strategy Inc. under exclusive license. The Forvânt Strategy name and logo are trademarks owned by Forvânt Strategy Inc. All stylized variations, logos, and related brand assets are similarly protected.
Unauthorized use, imitation, or creation of confusingly similar marks or brand elements is strictly prohibited and may result in legal action.
You may not use these trademarks without prior written permission from the respective trademark owner. Any authorized use must comply with applicable brand guidelines and attribution requirements.
4.6 Protection Against Derivative or Confusingly Similar Frameworks
To protect the integrity and distinctive nature of the RIISE™ Framework, the following are expressly prohibited without prior written consent from Alexander M. Massoud and Forvânt Strategy Inc.:
PROHIBITED USES: Creating derivative methodologies, frameworks, or systems that incorporate, adapt, or build upon RIISE™ or RIISE Framework™; Using "RIISE" as a base for extended forms (e.g., RRIISE, RIISE+, ARIISE, DRiiSE, or similar variations); Developing acronyms or frameworks that maintain RIISE's distinctive double-"I" structure or sequential architecture; Creating training programs, consulting systems, roadmaps, software, or tools modeled on or substantially similar to the RIISE™ Framework; Representing your methodology as compatible with, certified by, or related to RIISE™ without authorization; Reverse-engineering, decompiling, or attempting to derive the underlying analytical models or proprietary logic of the RIISE™ Framework.
These restrictions apply regardless of: Whether the derivative work is used internally or commercially; Whether RIISE™ or RIISE Framework™ are explicitly referenced; Whether the sequential structure is altered or reordered; The industry, geography, or application domain.
4.7 Enforcement
Alexander M. Massoud and Forvânt Strategy Inc. (as exclusive licensee) actively monitor and enforce intellectual property rights in the RIISE™ Framework and related trademarks. Violations may result in: Immediate cease and desist demands; Legal action seeking injunctive relief; Claims for damages, including statutory damages for trademark infringement; Recovery of attorneys' fees and costs.
If you become aware of unauthorized use of the RIISE™ Framework or related intellectual property, please report it to [legal contact email].


5. LIMITATION OF LIABILITY & DISCLAIMER OF WARRANTIES
5.1 Disclaimer of Warranties
THIS SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
To the fullest extent permissible under applicable law, Forvânt Strategy Inc. disclaims all warranties, including but not limited to: Implied warranties of merchantability, fitness for a particular purpose, and non-infringement; Warranties regarding accuracy, reliability, timeliness, or completeness of Content; Warranties that the Site will be uninterrupted, secure, or error-free; Warranties regarding results or outcomes from using information on the Site.
5.2 No Liability for Reliance
YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THIS SITE AND RELIANCE ON ANY CONTENT IS ENTIRELY AT YOUR OWN RISK.
Forvânt Strategy Inc. shall not be liable for any damages, losses, costs, or expenses arising from: Your reliance on information, data, or analysis found on this Site; Decisions made or actions taken based on Site content; Errors, inaccuracies, omissions, or outdated information; Your failure to seek appropriate professional advice; Misinterpretation or misapplication of frameworks, methodologies, or concepts.
5.3 Limitation of Damages
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FORVÂNT STRATEGY INC. SHALL NOT BE LIABLE FOR ANY: Direct damages exceeding $100 or the amount you paid to access this Site (whichever is less); Indirect, incidental, consequential, special, or punitive damages of any kind; Lost profits, lost revenue, lost business opportunities, or lost data; Damages arising from third-party claims; Damages resulting from unauthorized access to or alteration of your transmissions or data.
This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if Forvânt Strategy Inc. has been advised of the possibility of such damages.
5.4 Exclusive Remedy
Your sole and exclusive remedy for dissatisfaction with the Site or any Content is to stop using the Site.
5.5 Jurisdictional Limitations
Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. In such jurisdictions, the above limitations and exclusions may not apply to you, and our liability will be limited to the greatest extent permitted by law.


6. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Forvânt Strategy Inc., its officers, directors, employees, agents, affiliates, and partners from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from: Your use or misuse of this Site; Your violation of these Terms of Use; Your violation of any rights of another party; Your violation of any applicable laws or regulations; Your unauthorized use of our intellectual property; Any content or information you submit or transmit through the Site.


7. THIRD-PARTY LINKS & CONTENT
7.1 Links to External Sites
This Site may contain links to third-party websites, resources, or services that are not owned or controlled by Forvânt Strategy Inc.
We do not endorse and are not responsible for: The availability, accuracy, or content of third-party sites; The privacy practices or terms of use of external sites; Any damages or losses arising from your use of third-party sites.
Your use of third-party sites is at your own risk and subject to those sites' terms and policies.
7.2 Third-Party Data & Tools
This Site may reference, display, or incorporate data, research, or analytical tools from third-party sources. While we strive to use reputable sources, we make no representations regarding the accuracy, reliability, or completeness of third-party data and are not responsible for errors or omissions in such data.
7.3 No Third-Party Beneficiaries
These Terms of Use are for the benefit of Forvânt Strategy Inc. and you only. No third party has any right to enforce or benefit from these terms.


8. PRIVACY & DATA PROTECTION
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your information.
By using this Site, you consent to our collection and use of your information as described in the Privacy Policy.


9. JURISDICTIONAL & REGULATORY MATTERS
9.1 Services Not Available in All Jurisdictions
The services described on this Site may not be available or appropriate in all jurisdictions. Some services may be subject to regulatory restrictions, licensing requirements, or registration obligations that limit their availability.
Nothing on this Site constitutes an offer or solicitation to provide services in any jurisdiction where: Forvânt Strategy Inc. is not licensed or registered; Such offer or solicitation would be unlawful; We have chosen not to offer services.
9.2 User Responsibility for Compliance
You are responsible for determining whether your access to or use of this Site complies with applicable laws in your jurisdiction. This includes but is not limited to: Securities laws and regulations; Investment advisory regulations; Cross-border transaction restrictions; Data protection and privacy laws; Economic sanctions and trade restrictions.
9.3 Governing Law
These Terms of Use and any disputes arising out of or related to this Site shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.
9.4 Dispute Resolution: ARBITRATION: Any dispute, claim, or controversy arising out of or relating to these Terms of Use or your use of the Site shall be resolved through binding arbitration in accordance with the Swiss Rules of International Arbitration of the Swiss Chambers' Arbitration Institution, conducted in Zürich, Switzerland. The arbitration shall be conducted in English. You waive any right to participate in a class action.


10. USER CONDUCT & PROHIBITED USES
You agree not to use this Site: For any unlawful purpose or in violation of these Terms of Use; To transmit any harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable material; To impersonate any person or entity or misrepresent your affiliation with any person or entity; To interfere with or disrupt the Site or servers/networks connected to the Site; To attempt to gain unauthorized access to any portion of the Site or related systems; To collect or harvest any personally identifiable information from the Site; To use any automated system to access the Site except as explicitly permitted; In any manner that could damage, disable, overburden, or impair the Site.


11. SUBMISSIONS & COMMUNICATIONS
11.1 Unsolicited Ideas
Forvânt does not accept or consider unsolicited ideas, proposals, materials, or suggestions ("Submissions") except through formal engagement processes.
If you submit any Submissions through this Site, you acknowledge that: Your Submission is voluntary and unsolicited; No confidential or fiduciary relationship exists; We have no obligation to review, consider, or respond to your Submission; We may use your Submission for any purpose without compensation or attribution.
11.2 Grant of Rights
By submitting any content, feedback, or communications through this Site, you grant Forvânt Strategy Inc. a perpetual, irrevocable, worldwide, royalty-free, non-exclusive license to use, reproduce, modify, adapt, publish, translate, create derivative works from, and distribute such content in any media.
11.3 Contact Inquiries
Inquiries submitted through contact forms or email are not confidential and do not create an attorney-client privilege, advisory relationship, or obligation of confidentiality. Do not submit confidential or sensitive information through the Site unless expressly authorized under a signed confidentiality agreement.


12. SEVERABILITY & WAIVER
12.1 Severability
If any provision of these Terms of Use is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of any remaining provisions.
12.2 Waiver
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Forvânt Strategy Inc.


13. ENTIRE AGREEMENT
These Terms of Use, together with our Privacy Policy and any other legal notices published on this Site, constitute the entire agreement between you and Forvânt Strategy Inc. regarding your use of the Site and supersede all prior or contemporaneous communications and proposals, whether oral or written.


14. CHANGES TO TERMS
Forvânt Strategy Inc. reserves the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to the Site. Material changes will be indicated by updating the "Last Updated" date at the top of this page.
Your continued use of the Site after changes are posted constitutes your acceptance of the revised terms. If you do not agree to the modified terms, you must discontinue use of the Site.


15. CONTACT INFORMATION
For questions, concerns, or notices regarding these Terms of Use or matters related to intellectual property, please contact:
Forvânt Strategy Inc.
Bahnhofstrasse 100
8001 Zürich
Switzerland
Email: [email protected]
For general inquiries, please use the contact information provided on our Contact page.


16. INTERPRETATION
The section headings in these Terms of Use are for convenience only and have no legal or contractual effect. The use of "including" or similar terms shall mean "including but not limited to."
These Terms of Use apply to the maximum extent permitted by applicable law. If you are accessing this Site from a jurisdiction where any provision would be contrary to law, that provision shall not apply, but the remainder of these terms shall remain in full force.
By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.